Thursday, August 15, 2013


So last night C and I had a discussion about our financial situation. Current debt/expenses and income. Always a joyous topic. :) Basically the crux of the conversation was "how can we get out of debt even faster?" Where my pride comes into play on all this is that I'm the only one who has any debt (aside from the mortgage, which is a joint asset). Granted, I don't have all that much debt. I just have my student loan and my car. No credit cards or anything, which is a plus.

First C talked about paying off my car so that I could put that money toward my loans. I was ok with this, because we're a one-car household. Well, sortof. C has a company car, so he ends up driving my car nearly as much as I do. So I see the car as a joint asset, and I'm ok with him chipping in on the cost (especially since he never buys any damn gas for it).

Where the conversation went off the rails a bit is when we started talking about my student loans. He suggested putting an extra $500/month toward them, which would take off another whole year of repayment. I started freaking out. I don't HAVE an extra $500/month. If I did, I'd already be paying that amount!! Then he says "Well, if I pay off your car, there's an extra $150. Then I'll kick in the rest."

WOAH WOAH WOAH. Let's back up this train a hot minute. I've already discussed how C and I have separate bank accounts. Basically I pay my expenses and he pays our expenses. I was on board with C paying some on my car, because we picked it out together and it really is the "family" car. But my student loans are my problem. I made my bed and now I have to lie in it/It was my choice and now I have to live with the consequences/[insert cliche of choice here]. He's already paid off his student loans. It's totally unfair for him to pay mine too. He says that it's a family expense, because since all my money is going toward that, it means that none of my money goes toward the shared expenses, so either way he's paying for them. I mean, I guess I see his point. But the whole thing just makes me feel like stomping my feet. I DON'T NEED NO STINKING MAN TO TAKE CARE OF ME!

I know, I know. Poor Marcie. Her life is SO HARD. She has the greatest husband ever. Believe me, I know. I annoy myself most days, and today is no exception. I've always been a little too independent and hardheaded for my own good. Man it makes me feel icky inside though. Blah.

1 comment:

  1. Ahhhh! We JUST combined accounts (after being married for two years). It is still taking some time to see things as "ours" instead of mine/his. I suppose that's one of the by-products of getting married when you've been on your own for awhile.